Many clients and potential clients I speak with cannot believe the ordeal they are being put through in a Georgia credit card lawsuit.  They cannot believe the credit card companies, or third party debt collectors, would sue them without the paperwork they need.  To all of them I say—”You are not alone!”

Georgia credit card lawsuits are riddled with problems.  The Atlanta-Journal Constitution has a story “Credit card lawsuits replay foreclosure mess” which recounts the problems I often see in these lawsuits.

This is not a Georgia problem, however.  Credit card lawsuits are a problem across the nation, and the same shenanigans I see from attorneys in Georgia who sue my clients are playing out across the nation.  The New York Times Dealbook blog has an article on this as well: Problems Riddle Moves to Collect Credit Card Debt.

But I want to go to some quotes in the Atlanta-Journal Constitution Article specifically about Georgia credit card lawsuits.  In that article, David Kleber of Bridgers Peters & Kleber in Decatur, Georgia, is quoted saying “The vast majority of these cases are accurate.”  If this is the case, then why do so many of my cases get dismissed?  As soon as an attorney appears on the other side, or even if a Defendant files a decent pro se Answer, many firms move on to the next Defendant who didn’t answer in time and defaulted.

But there’s more from Mr. Kleber.  Mr. Kleber is paraphrased in the article as follows: “Kleber, who was not involved in that case, said the law is sketchy on what evidence is required, and different judges demand different levels of documentation.”  This is simply not true.  The law is not sketchy on what evidence is required.  Any lawyer who handles these cases regularly, Mr. Kleber included, can rattle off numerous cases which clearly state the law on what is required when (1) it is the original creditor bringing the suit and (2) when it is a third-party debt collector.  (And I have met and gone against Mr. Kleber and his firm, so I know they know these cases.)

I believe Mr. Kleber was not accurately referenced in that paraphrase, but he is directly quoted saying “[a]ttorneys have developed this ability to play with technicalities and loopholes in the law to avoid their clients’ liabilities.”  To that, good readers, I respond with “What is good for the goose is good for the gander.”

Debt collection firms rely on technicalities and loopholes all the time in finding Defendants liable for debts because (1) they didn’t respond to the lawsuit in time, (2) they didn’t respond to discovery requests properly, or (3) they didn’t respond to a motion for summary judgment properly.

Learn how to fight back through the courts and protect your rights in a Georgia credit card lawsuit!

This website is designed to help you learn how to protect your rights in a Georgia credit card lawsuit.  That’s my goal—to arm folks with the tools they need to fight back in the courts, and to avoid being taken advantage of by the lawyers bringing these lawsuits.

Sure, it helps with my marketing as well, I won’t lie.  At the end of the day, however, I hope to empower people with information.  In this post, I hope you understand you are not alone.

If you have questions about your own case, then please speak with an experienced credit card lawsuit attorney.  We can help you!

Good luck and godspeed to all of you!