Georgia Credit Lawsuits

Information about credit card and other debt collection lawsuits in Georgia

Tag: magistrate court

How to Answer a Credit Card Lawsuit in Magistrate Court in Georgia

This is a quick-and-dirty post on how to Answer a credit card lawsuit in Magistrate Court in Georgia.  This other post has more information on Answering credit card lawsuits, including State and Superior Court lawsuits, as well as example files — How to Answer a Georgia Credit Card Lawsuit. Do the Following When Answering A […]

Credit card lawsuit case evaluations — What to expect and what you need to provide

Evaluations can be done over the phone Most of my clients prefer to do an evaluation over the phone.  This is fine.  I will need to obtain certain information and get copies of certain documents from you, but otherwise we can discuss your options on the phone.  I can even sign you up by emailing […]

Discovery in a Georgia credit card lawsuit

Credit card lawsuits in Georgia’s State and Superior Courts allow parties to ask each other questions, request documents, and even demand the other side admit or deny something specific. This is called Discovery. Discovery is also why defending a credit card case is more expensive in State or Superior court than it is in Magistrate […]

What is a motion for summary judgment in a credit card lawsuit, and what do I do?

Lawsuits can be broken into three main stages where a judgment can be issued against you (or for you). Initial pleading stage. (This is the Complaint and Answer stage.) Discovery and summary judgment stage. (Does not apply to Magistrate court cases.) Trial stage. Quick Magistrate Court Info Magistrate courts only have stages 1 and 2. […]

Who is suing me in a Georgia Credit Card Lawsuit?

Many times I get calls from potential clients who say they’re being sued in a credit card lawsuit.  When I ask who is suing them, they often name a law firm.  “It’s Hanna & Associates,” or “Greene & Cooper is suing me.” While it is important for me to know what law firm is handling […]

Why you want a dismissal with prejudice rather than without prejudice in your credit card lawsuit

A dismissal without prejudice of a credit card lawsuit means the credit card debt collector can bring the lawsuit again. A dismissal with prejudice of a credit card lawsuit means the credit card debt collector cannot refile the lawsuit. In short, a dismissal with prejudice means the Defendant wins, while a dismissal without prejudice just […]

How to Answer a Credit Card Lawsuit

A Sheriff’s Deputy or a Private Process Server has come to your door and given you papers. Those papers are a credit card lawsuit. What happens now? This post will examine the process for responding to a credit card lawsuit Complaint with an Answer. This discussion is based on Georgia law, and it is only […]

The three basic stages of a credit card lawsuit

Georgia credit card lawsuits go through three basic stages Every Georgia credit card lawsuit has three basic stages: Pleadings. Discovery and Motions. Trial. Not all credit card lawsuits make it to each of these stages. If a defendant never files an answer, or a plaintiff does not file a proper complaint, then the lawsuit may […]

The three types of courts that hear credit card lawsuits in Georgia

This post is intended to provide a brief introduction to the court system in Georgia. This is not a comprehensive overview. Further, this introduction to the Georgia court system is geared towards credit card lawsuits. The three different types of trial courts There are three different types of trial courts in Georgia—Magistrate Court, State Court, […]