Georgia Credit Lawsuits

Information about credit card and other debt collection lawsuits in Georgia

Tag: FDCPA

Why you want a dismissal with prejudice rather than without prejudice in your credit card lawsuit

A dismissal without prejudice of a credit card lawsuit means the credit card debt collector can bring the lawsuit again. A dismissal with prejudice of a credit card lawsuit means the credit card debt collector cannot refile the lawsuit. In short, a dismissal with prejudice means the Defendant wins, while a dismissal without prejudice just […]

The burden of proof in a Georgia credit card lawsuit

Debt collectors have the burden to prove they own the debt This is a simple matter if the debt collector is the original creditor. If you had an American Express or Discover Card, for example, and it is American Express or Discovery that is suing you, then it is pretty clear who owns the alleged […]

The three types of courts that hear credit card lawsuits in Georgia

This post is intended to provide a brief introduction to the court system in Georgia. This is not a comprehensive overview. Further, this introduction to the Georgia court system is geared towards credit card lawsuits. The three different types of trial courts There are three different types of trial courts in Georgia—Magistrate Court, State Court, […]

Defending against credit card lawsuits

Debtors Have Rights Too I represent people who have been sued over credit card debt. These lawsuits may be by the original credit card or a third-party debt collector. People sued over debt deserve to be protected by the law just as much as the creditors suing them for unpaid bills. Unfortunately, I often see […]