Georgia Credit Lawsuits

Information about credit card and other debt collection lawsuits in Georgia

Tag: debt collection

Problems with credit card lawsuits in Georgia and the Nation—you are not alone!

Many clients and potential clients I speak with cannot believe the ordeal they are being put through in a Georgia credit card lawsuit.  They cannot believe the credit card companies, or third party debt collectors, would sue them without the paperwork they need.  To all of them I say—”You are not alone!” Georgia credit card […]

What is a motion for summary judgment in a credit card lawsuit, and what do I do?

Lawsuits can be broken into three main stages where a judgment can be issued against you (or for you). Initial pleading stage. (This is the Complaint and Answer stage.) Discovery and summary judgment stage. (Does not apply to Magistrate court cases.) Trial stage. Quick Magistrate Court Info Magistrate courts only have stages 1 and 2. […]

Who is suing me in a Georgia Credit Card Lawsuit?

Many times I get calls from potential clients who say they’re being sued in a credit card lawsuit.  When I ask who is suing them, they often name a law firm.  “It’s Hanna & Associates,” or “Greene & Cooper is suing me.” While it is important for me to know what law firm is handling […]

Debt collectors don’t need a signed contract to prove a credit card lawsuit

I often have clients ask me if a debt collector has to show a signed contract in a credit card lawsuit case. “I don’t remember signing anything!” they tell me.  Then they ask “It’s not a contract if it wasn’t signed, right?” Wrong. A contract can exist even if you don’t sign anything. In fact, […]

The burden of proof in a Georgia credit card lawsuit

Debt collectors have the burden to prove they own the debt This is a simple matter if the debt collector is the original creditor. If you had an American Express or Discover Card, for example, and it is American Express or Discovery that is suing you, then it is pretty clear who owns the alleged […]

The Anatomy of Georgia Credit Card Lawsuits

Up to this point I’ve written about some specific, narrow aspects of credit card lawsuits in Georgia. I have discussed the 30-day deadline for answering a Complaint in a credit card lawsuit. I have described the three types of courts that end up hearing credit card lawsuits in Georgia. I have also outlined the 3 […]

The three basic stages of a credit card lawsuit

Georgia credit card lawsuits go through three basic stages Every Georgia credit card lawsuit has three basic stages: Pleadings. Discovery and Motions. Trial. Not all credit card lawsuits make it to each of these stages. If a defendant never files an answer, or a plaintiff does not file a proper complaint, then the lawsuit may […]

The three types of courts that hear credit card lawsuits in Georgia

This post is intended to provide a brief introduction to the court system in Georgia. This is not a comprehensive overview. Further, this introduction to the Georgia court system is geared towards credit card lawsuits. The three different types of trial courts There are three different types of trial courts in Georgia—Magistrate Court, State Court, […]

Deadlines for answering a Georgia credit card lawsuit

30-Day Deadline to File Your Answer You have 30 days to file what is called an Answer once you have been served with a lawsuit in Georgia. If the 30-day period ends on a weekend or holiday, then you must file your Answer on the next day court is open. File Your Answer With the […]

Defending against credit card lawsuits

Debtors Have Rights Too I represent people who have been sued over credit card debt. These lawsuits may be by the original credit card or a third-party debt collector. People sued over debt deserve to be protected by the law just as much as the creditors suing them for unpaid bills. Unfortunately, I often see […]