Georgia Credit Lawsuits

Information about credit card and other debt collection lawsuits in Georgia

Tag: breach of contract

How to Answer a Credit Card Lawsuit in Magistrate Court in Georgia

This is a quick-and-dirty post on how to Answer a credit card lawsuit in Magistrate Court in Georgia.  This other post has more information on Answering credit card lawsuits, including State and Superior Court lawsuits, as well as example files — How to Answer a Georgia Credit Card Lawsuit. Do the Following When Answering A […]

Discovery in a Georgia credit card lawsuit

Credit card lawsuits in Georgia’s State and Superior Courts allow parties to ask each other questions, request documents, and even demand the other side admit or deny something specific. This is called Discovery. Discovery is also why defending a credit card case is more expensive in State or Superior court than it is in Magistrate […]

Problems with credit card lawsuits in Georgia and the Nation—you are not alone!

Many clients and potential clients I speak with cannot believe the ordeal they are being put through in a Georgia credit card lawsuit.  They cannot believe the credit card companies, or third party debt collectors, would sue them without the paperwork they need.  To all of them I say—”You are not alone!” Georgia credit card […]

What is a motion for summary judgment in a credit card lawsuit, and what do I do?

Lawsuits can be broken into three main stages where a judgment can be issued against you (or for you). Initial pleading stage. (This is the Complaint and Answer stage.) Discovery and summary judgment stage. (Does not apply to Magistrate court cases.) Trial stage. Quick Magistrate Court Info Magistrate courts only have stages 1 and 2. […]

Debt collectors don’t need a signed contract to prove a credit card lawsuit

I often have clients ask me if a debt collector has to show a signed contract in a credit card lawsuit case. “I don’t remember signing anything!” they tell me.  Then they ask “It’s not a contract if it wasn’t signed, right?” Wrong. A contract can exist even if you don’t sign anything. In fact, […]

The burden of proof in a Georgia credit card lawsuit

Debt collectors have the burden to prove they own the debt This is a simple matter if the debt collector is the original creditor. If you had an American Express or Discover Card, for example, and it is American Express or Discovery that is suing you, then it is pretty clear who owns the alleged […]

The Anatomy of Georgia Credit Card Lawsuits

Up to this point I’ve written about some specific, narrow aspects of credit card lawsuits in Georgia. I have discussed the 30-day deadline for answering a Complaint in a credit card lawsuit. I have described the three types of courts that end up hearing credit card lawsuits in Georgia. I have also outlined the 3 […]