Georgia Credit Lawsuits

Information about credit card and other debt collection lawsuits in Georgia

Category: Credit Lawsuits in Georgia

Top 3 Reasons To Hire An Attorney To Deal With Your Credit Card Lawsuit

1.  Experienced credit card attorneys give you a better chance to win. Experienced credit card attorneys know the law, the rules of evidence, and the procedural rules of the court. We also know what questions to make, how to make a case, and how to defend a case. The simple fact is that an experienced […]

The top 5 tips for choosing an attorney in a credit card lawsuit

Choosing the right attorney for you is key in any legal issue you are facing—whether it is a credit card lawsuit, a will, a divorce, the formation of a business, or a criminal matter. You need to choose an attorney that will be the right fit for your needs. I want to be your attorney. […]

Why you want a dismissal with prejudice rather than without prejudice in your credit card lawsuit

A dismissal without prejudice of a credit card lawsuit means the credit card debt collector can bring the lawsuit again. A dismissal with prejudice of a credit card lawsuit means the credit card debt collector cannot refile the lawsuit. In short, a dismissal with prejudice means the Defendant wins, while a dismissal without prejudice just […]

How to Answer a Credit Card Lawsuit

A Sheriff’s Deputy or a Private Process Server has come to your door and given you papers. Those papers are a credit card lawsuit. What happens now? This post will examine the process for responding to a credit card lawsuit Complaint with an Answer. This discussion is based on Georgia law, and it is only […]

The burden of proof in a Georgia credit card lawsuit

Debt collectors have the burden to prove they own the debt This is a simple matter if the debt collector is the original creditor. If you had an American Express or Discover Card, for example, and it is American Express or Discovery that is suing you, then it is pretty clear who owns the alleged […]

The Anatomy of Georgia Credit Card Lawsuits

Up to this point I’ve written about some specific, narrow aspects of credit card lawsuits in Georgia. I have discussed the 30-day deadline for answering a Complaint in a credit card lawsuit. I have described the three types of courts that end up hearing credit card lawsuits in Georgia. I have also outlined the 3 […]

The three basic stages of a credit card lawsuit

Georgia credit card lawsuits go through three basic stages Every Georgia credit card lawsuit has three basic stages: Pleadings. Discovery and Motions. Trial. Not all credit card lawsuits make it to each of these stages. If a defendant never files an answer, or a plaintiff does not file a proper complaint, then the lawsuit may […]

The three types of courts that hear credit card lawsuits in Georgia

This post is intended to provide a brief introduction to the court system in Georgia. This is not a comprehensive overview. Further, this introduction to the Georgia court system is geared towards credit card lawsuits. The three different types of trial courts There are three different types of trial courts in Georgia—Magistrate Court, State Court, […]

Deadlines for answering a Georgia credit card lawsuit

30-Day Deadline to File Your Answer You have 30 days to file what is called an Answer once you have been served with a lawsuit in Georgia. If the 30-day period ends on a weekend or holiday, then you must file your Answer on the next day court is open. File Your Answer With the […]

Defending against credit card lawsuits

Debtors Have Rights Too I represent people who have been sued over credit card debt. These lawsuits may be by the original credit card or a third-party debt collector. People sued over debt deserve to be protected by the law just as much as the creditors suing them for unpaid bills. Unfortunately, I often see […]