Georgia Credit Lawsuits

Information about credit card and other debt collection lawsuits in Georgia

Month: April, 2012

How to Answer a Credit Card Lawsuit

A Sheriff’s Deputy or a Private Process Server has come to your door and given you papers. Those papers are a credit card lawsuit. What happens now? This post will examine the process for responding to a credit card lawsuit Complaint with an Answer. This discussion is based on Georgia law, and it is only […]

The burden of proof in a Georgia credit card lawsuit

Debt collectors have the burden to prove they own the debt This is a simple matter if the debt collector is the original creditor. If you had an American Express or Discover Card, for example, and it is American Express or Discovery that is suing you, then it is pretty clear who owns the alleged […]

The Anatomy of Georgia Credit Card Lawsuits

Up to this point I’ve written about some specific, narrow aspects of credit card lawsuits in Georgia. I have discussed the 30-day deadline for answering a Complaint in a credit card lawsuit. I have described the three types of courts that end up hearing credit card lawsuits in Georgia. I have also outlined the 3 […]

The three basic stages of a credit card lawsuit

Georgia credit card lawsuits go through three basic stages Every Georgia credit card lawsuit has three basic stages: Pleadings. Discovery and Motions. Trial. Not all credit card lawsuits make it to each of these stages. If a defendant never files an answer, or a plaintiff does not file a proper complaint, then the lawsuit may […]